* Getting the seller and the property ready.  

* Let's start just a little bit higher.

* Elements of the Listing Contract.

* Offering incentives when you sell.

* The commission.

* YOUR listing agent and marketing basics.

* The MLS - your best friend.

* Showing basics.

* Agent previews, advertising, open houses.

* Make it easy to show, for more showings.

* Estimating your net proceeds.

* ABSOLUTELY DON'T DO THIS !!!!!

* Should you rent or buy?

* Choosing a neighborhood.

* Reasons to delay buying a home.

* Why buying a home is a good idea.

* Do you want to buy a house or a home?

* Supply and demand & other stuff.

* Buying a home with resale value.

* Comparable sales and your offer.

* Contingencies, Earnest Money, Safeguards.

* Financing - How it affects your offer.

* Finding a REALTOR.

* How to prepare for closing.

* Your escrow and you.

* Buyer's remorse - a normal reaction.

* How much can you afford?  

* What's your comfort level?

* Your downpayment.

* Documentation.

* Where does mortgage money come from?

* Different types of lenders.

* Advantages of different types of lenders.

* How are interest rates determined.

* When your agent recommends a lender.

* Things you need for your loan application.

* Comprehensive closing costs explanation.

* The bi-weekly mortgage - who needs it?

* No cost mortgages - when do they make sense?

* COFI ARM explanation.

* Contact information for credit bureaus.

* Get a copy of your credit report, verify info.

* Cleaning up your credit - how to do it.

* What's a FICO?

* How FICO scoring affects mortgages.

* Bankruptcy.

* Clearly written for easy understanding.

* Click on the word for its definition.

* Page by page alphabetical list available.

We Respect You!